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VA Benefits For Veterans' Spouses, Dependents, And Survivors

In certain circumstances, family members, dependents, and survivors of Veterans may be entitled federal VA benefits. These benefits may include the following:


If a Veteran has a service-connected disability rated at or greater than 30%, the Veteran’s disability payments will be increased if he or she has a spouse and/or dependents – including biological children, step-children, eligible parents, etc. These increased payments for children continue until the 18th birthday of children who are not enrolled in an educational institution. If the child enrolls in and attends courses at an educational institution, this compensation may be continued until age 26, as long as the attendance is recorded and sent to the VA. The amount of time it takes the VA to process this dependent pay can vary greatly.

Dependency and Indemnity Compensation (Dic) and Death Compensation (Including Accrued, Substitution, and Non-Negotiated Benefits)

Because a servicemember’s death, or the death of a Veteran as a result of a service-connected disability, can have a profound economic affect upon his or her family, the VA offers Dependency and Indemnity Compensation (DIC) monthly benefits to surviving spouses, dependent children, and qualifying parent. The VA also pays these benefits to the survivors of a Veteran whose death is not service-connected, but who was rated by VA as being totally disabled due to a service-connected disability for a specified period of time immediately preceding death.

Accrued benefits are benefits that would be due to the Veteran had the Veteran not deceased prior to payment. An example of an accrued benefit is when claim or appeal for a benefit, such as service connected disability compensation, was pending at the time of the Veteran’s death and the VA eventually awards the benefit. Another example is if there is one or more benefit checks which have not been deposited or negotiated the time of the Veteran’s death.

If accrued benefits are payable, they are paid to the first living person listed below:

Benefits Table

Substitution is a process of acquiring accrued benefits. If a Veteran or other claimant dies while his or her claim or appeal is pending, a person eligible to receive accrued benefits may substitute himself or herself for the Veteran. It is important to note that the VA must receive an accrued benefits claim within one year after the Veteran’s death, and/or within one year from the date of notification to the Veteran.

VA must receive a substitution of claimant claim within one year of the original claimant’s death. If the substitute dies, the next successive substitute has one year following the substitute’s death to file a claim.

Educational and Training Assistance (DEA)

Eligible dependents of Veterans who are permanently and totally disabled due to a service-related condition, dependents of Veterans who died while on active duty, and dependents of Veterans who died as a result of a service-related disability have special education and training opportunities through the VA’s Survivors' and Dependents' Educational Assistance (DEA) program.

In order to determine eligibility, you must be the son, daughter, or spouse of:

  • A Veteran who died or is permanently and totally disabled as the result of a service-connected disability. The disability must arise out of active service in the armed forces;
  • A Veteran who died from any cause while such permanent and total service-connected disability was in existence;
  • A Service member missing in action or captured in line of duty by a hostile force;
  • A Service member forcibly detained or interned in line of duty by a foreign government or power;
  • A Service member who is hospitalized or receiving outpatient treatment for a service connected permanent and total disability and is likely to be discharged for that disability (this change is in effect as of December 23, 2006).
Health Care

Veterans’ family members may be eligible for certain health benefits, such as Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA), Spina Bifida (SB), Children of Women Vietnam Veterans (CWVV), Foreign Medical Program (FMP) and Caregiver. 

CHAMPVA can provide coverage to the spouse, widow(er), and dependent children of a qualifying Veteran who is rated ‘permanently and totally disabled’ due to a service-connected disability, was rated permanently and totally disabled due to a service-connected condition at the time of death, died of a service-connected disability, or died on active duty. In order to qualify for CHAMPVA, the dependents cannot otherwise be eligible for Department of Defense TRICARE benefits.

Children with certain birth defects who were conceived between February 28, 1961, and May 7, 1975, and born of a woman Vietnam Veteran may be eligible for certain benefits. Children with Spina Bifida and born of a Vietnam Veteran and certain Korean Veterans, regardless of the Veteran’s gender, may also be eligible for certain benefits.

The primary caregivers of OEF/OIF Veterans may be eligible to receive a stipend and access to healthcare coverage if they are not already entitled to care or services under a health plan contract, including Medicare, Medicaid or worker’s compensation. Mental health counseling, including marriage and family counseling, will also be provided. Caregivers may also be eligible for travel, lodging and per diem when they accompany the Veteran for care or attend training.

VA Home Loans And Housing-Related Assistance

Eligible surviving spouses of Veterans and Service members may be entitled to the VA home loan, which can be used for an initial purchase, a cash-out refinance, or a interest rate reduction refinance loan. The guarantee the VA provides to housing lenders allows them to provide you with more favorable terms, such as no down payment as long as the sales price doesn't exceed the appraised value, no private mortgage insurance (PMI) premium requirement, a limit on the amount you can be charged for closing costs, a restriction on the lender from charginge you a penalty fee if you pay the loan off early, and the VA may be able to provide you some assistance if you run into difficulty making payments. This benefit is reusable once you pay off the preceding loan and VA-backed loans are assumable, as long as the person assuming the loan qualifies for the benefit.

Death Pension and Memorial Benefits

The Survivors Pension benefit is a tax-free monetary benefit payable to a low-income, un-remarried surviving spouse and/or unmarried qualifying child(ren) of a deceased Veteran with qualifying wartime service. This Pension is needs-based, meaning that it is based on your yearly family income.

Memorial benefits can include burial in a VA national cemetery, a headstone or marker with an inscription, a burial flag, a Presidential Memorial Certificate, and some survivors may also be entitled to VA burial allowances as partial reimbursement for the costs of funerals and burials for eligible Veterans.

Each case is different, so not all information on this website, as well as some which may not be provided, will apply to every case. Because the facts and relevant laws are different from case to case, Grimes Teich Anderson does not guarantee that the outcome, results or experiences with one lawyer or one case will be similar to another.

Except for Employment Law Cases, Attorney’s fees are a percentage of the entire recovery and will be deducted before other expenses. In addition to the fee in these cases, Client will be responsible for litigation expenses, which will either be deducted from the recovery or paid by the client. Some Employment Law Cases may be handled on a contingent fee basis and others handled on an hourly basis, where the client is billed for the hours spent on the case. Based on our experience, we will advise you of the most appropriate fee arrangement in Employment Law cases.

Material on this website is for information purposes and is not legal advice.

Client Reviews
Mr. Anderson represented my husband, Duane Carter during a recent car accident claim. We were try to get the medical bills and pain reimbursement resolved with the insurance company. They were great at keeping us current with any progress or problems that occurred during the process of our claim. The law firm of Grimes, Teich & Anderson are very people oriented and care deeply about their clients. I would highly recommend anyone in a similar situation use this law firm to resolve their claim. Duane C. & Tammey C.
Brian, I want to thank you and Ms. Willetts for all of your help during the appeal. Your expertise and approachable personality was truly welcomed, and having you present for the SSA hearing reduced my anxieties about the process. I will gladly refer others to you if they are needing assistance with disability or injury. If I were to encounter trouble with the SSA in the future, you will be my first contact. Your professionalism is a step above. Will Pitman
All veterans with a claim feeling you don't have a chance or feel defeated need to make contact with Grimes Teich Anderson and let qualified personnel get you through claims procedures. They will evaluate your claim and work through it with you from beginning to end and treat you with compassion and caring. William E.
We received exceptional assistance with a very difficult situation. Jessica Leaven and her team were thorough and clear throughout the entire process. We are grateful for her assistance and would recommend her to others who are seeking simple guidance or formal representation. Rebecca H.
Henry Teich is an outstanding attorney who aggressively represented me in a complex workers compensation injury case. Hank has been handling WC injury cases for may years and knows all the new NC statutes concerning WC! Tony M.
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