With the number of COVID-19 cases in the United States approaching 32 million and counting, a wave of long-term injury claims is on the horizon as the virus leaves behind post-acute COVID syndrome among those affected. These symptoms, which affect different body systems, can make it difficult or impossible for people to function or go about their daily lives. Those who are suffering from lingering effects are seeking disability benefits from the federal government. However, it’s uncertain if they’ll be deemed eligible.
Patients May Be In It for the Long-Haul Post COVID
There is no previous research on long-term recovery rates for COVID-19. However, the Centers for Disease Control and Prevention (CDC) is actively investigating the disease’s long-term side effects. Fatigue, shortness of breath, cough, knee pain, and chest pain are the most common complaints of long-haulers. Other signs include trouble concentrating or “brain fog,” exhaustion, sleep issues, body pain, headaches, loss of taste or smell, occasional fever, and heart palpitations.
Long-haulers, or those experienced these long-term effects, are divided into two categories. One group includes patients who have sustained some permanent damage to one or more organs, such as the lungs, heart, kidneys, or brain, that may affect their ability to function and lead to lasting illnesses. The other group consists of survivors without detectable damage to an organ, but still experience ongoing debilitating symptoms.
Can I Receive SSI or SSDI From Long Term COVID-19 Effects?
Individuals with post-acute COVID syndrome who file long-term disability claims are likely to face significant challenges in receiving benefits. Insurance providers may ask applicants to demonstrate that they have a disabling illness that prevents them from performing their job duties. Claimants must obtain a diagnosis from a licensed physician who specializes in treating the condition.
In general, you must have three things in order to obtain benefits. To be qualified, you must demonstrate that your condition has a negative impact on your ability to work. It is necessary to obtain a medical diagnosis, as well as you having had or being on the verge of having an illness that prevents you from functioning for 12 months in a row. The pandemic has only been a short period of time, so proving this could be difficult.
Claimants should seek legal advice from a long-term disability benefits lawyer as early as practicable in the process to prevent mistakes and missteps that could result in their claim being rejected.
Let Our Social Security Disability Attorneys Help You
If you or someone you love is considering filing a long-term disability insurance claim, or if your claim is being challenged or has been denied, give us a call. Our lawyers will devote all of their time and effort necessary to help you with your COVID-19 long-term disability case. To speak with one of our experienced NC and SC Social Security disability lawyers, complete our free contact form online or call us at 800-533-6845 to schedule your consultation.